Since 1933 Homeland Federal Credit Union has been serving its members with exceptional financial products. With membership over 2,449 and assets of more than $15,928,868, Homeland Federal Credit Union has grown tremendously and has become a cornerstone of the community.
As a member of Homeland Federal Credit Union you can easily access your account with two branches located in Southern Louisiana, and over 4,300 Credit Union Service Centers WORLDWIDE ( www.cuservicecenter.com ). Homeland Federal Credit Union offers its members a full service website that allows for true “Banking from Home”. Members have the ability to apply for loans, get account balance and history reports, transfer money between accounts, and so much more. Furthermore when you call our branches, you SPEAK with a human being instead of an automated voice.
Homeland Federal offers services for all walks of life, including but not limited to children’s accounts, tuition loans, mortgages, automobile loans, and IRA accounts. With over 75 years of providing for the financial needs of its members, Homeland Federal has the experience necessary to help get you to where you need to go financially.
Homeland Federal Credit Union is registered as a Select Employee Group – primarily federal, state, local government type Credit Union. This means that anyone associated with multiple groups – primarily federal, state, local government may be eligible to join. If you have any questions contact us by phone at 504-835-3810 or email firstname.lastname@example.org for details.
What is a credit union?
Credit unions exist solely to serve their members. A credit union is a not-for-profit, cooperative financial institution owned by its members. The owners of credit unions are the members themselves. As a member/owner, you have the right to both vote and run for the Board of Directors. This process guarantees that your credit union is looking out for your financial interests. So there are no fat-cat shareholders to answer to. As a result, credit union profits are returned to members in the form of fewer fees and better interest rates.
Credit Unions, like other financial institutions, are closely regulated. The National Credit Union Administration insures deposits of credit union members to at least $250,000 and is backed by the full faith and credit of the United States Government. The Federal Credit Union Act provides that all phases of operations of the credit union be audited regularly by its own supervisory committee and examined regularly by federal examiners of the NCUA. In addition, an audit by an independent auditing firm is conducted at least once a year
Why Should I Join a Credit Union?
Banks have shareholders who want to see a profit on their investment. So banks do everything in their power to get as much money from their customers as is legally possible while still remaining competitive with other banks. Here’s a case-in-point: Citizens Bank paid the Phillies $92 MILLION for the naming rights to their new stadium. Where did that money come from? Customer fees. Why subject yourself to such treatment when an alternative is available? Credit Unions may not own stadiums but we do provide amazing service and great rates.
Routing Number 265075786