• Insurance

Guaranteed Asset Protection (GAP) Insurance

Member’s Choice Guaranteed Asset Protection covers the “gap” between the amount your primary insurance carrier will offer you (actual cash value) if your vehicle is accidentally damaged beyond repair, stolen or declared a total loss and the amount you still owe on your vehicle loan. GAP is a low-cost insurance product that can be purchased at any time and be included in your car payment.

Mechanical Repair Coverage (MRC)

Member’s Choice Mechanical Repair Coverage pays for covered repairs (costs of parts and labor) when unexpected breakdowns occur. Coverage packages are designed to fit your driving habits. Beyond covering repairs, Member’s Choice Mechanical Repair Coverage also includes:

  • Rental reimbursement
  • 24-hour, toll-free roadside assistance
  • Emergency travel expense
  • Nationwide authorized repair facilities
  • Transferable coverage
  • Flexible commitment
  • No out of pocket costs (other than any applicable deductible)

Credit Life & Disability Insurance

Member’s Choice Credit Life Insurance and Credit Disability Insurance are products designed to protect your credit standing and help eliminate some of the financial hardship if an unexpected death or permanent disability occurs. The cost to protect your family’s financial future is only dollars a month and is included with your loan payment.