• Loans

If you’re looking for a loan, look no further. Homeland Federal Credit Union has an array of loan products available for you, our member, to make your dreams come true. As a member of Homeland FCU, you’ll benefit from low, competitive rates, affordable repayment options, and a fast, friendly, knowledgeable staff. Loan applications take up to 24-48 hours to approve or deny.

Unsecured Loans:

Personal Loan

Personal loans are available for just about any need. Borrow money for medical bills, a debt consolidation, vacation, computer, or unexpected expenses. We offer loan amounts from $1,000 up to $20,000* and terms up to 48 months*.

Overdraft Line of Credit

Avoid unnecessary NSF fees. Open an Overdraft Line of Credit to protect your checking account from becoming overdrawn or having to hassle with bounced checks.

Tuition Loan

Finance your or your child’s education with a Tuition Loan from Homeland FCU. We have lowered our standard unsecured rates to offer a Student Advantage rate. Terms up to 12 months*.

To apply…

Submit an online application

Visit one of our branch locations

Download and print an EZ Application. Print, fill out and attach a recent pay stub to your application. You can bring the completed form to the credit union, mail it to us, or fax to 504.835.6039.

For more information, email us at info@homelandfcu.com or contact one of our branch offices.

Secured Loans

Homeland FCU offers secured loans at low, competitive rates, flexible terms, no payments for the first 45 days and up to 100% of the retail value of the vehicle!* Secured loans include…

  • New and Used Automobiles
  • Motorcycles
  • Boats
  • Motor Homes
  • Recreational Vehicles

Financed elsewhere? No problem! We will refinance your vehicle with NO re-titling fees. Plus, if you’ve been with your lender at least 6 months and have not been delinquent, we will automatically offer you 0.5% off your current rate!!!

Do you own a vehicle and carry the title but need some extra cash? Use your vehicle as collateral as an alternative to an Unsecured Loan in order to get the best rate available.

To apply…

Submit an online application

Visit one of our branch locations

Download and print an EZ Application

Print, fill out and attach a recent pay stub to your application. You can bring the completed form to the credit union, mail it to us, or fax to 504.835.6039.

Online resources…

NADA

Carfax

Submit an online application

For more information, email us at info@homelandfcu.com or contact one of our branch offices.

Share Secured Loan

Share Secured loans are a low-cost option to standard Unsecured Loans plus a smart way to rebuild credit. Share Secured loans are made by borrowing against your own funds held in your Certificate of
Deposit (CD). The loan rate is 2% above your current share certificate rate.

VISA

Homeland Federal Credit Union offers our members a UCHOOSE Rewards Platinum Visa credit card with a low, fixed rate and no annual fee! Benefits to carrying a Homeland FCU Visa Platinum credit card include:

  • Credit limits from $1,000 up to $20,000*
  • 25 day grace period on all new purchases
  • No balance transfer fees
  • Identity Theft and Fraud Protection
  • Home Financial Services (Online Banking)
  • Low, FIXED interest rate
  • Accepted worldwide
  • Rewards Program with UChoose Rewards
  • Online Access to your Visa Account

    ▪Enjoy the convenience of 24 hour access
    ▪View your account balances
    ▪View your statement history and recent transactions
    ▪Pay your bill online

Submit an online application

Visit one of our branch locations

Download and print an EZ Application

Download and print a Credit Card Application. Print, fill out and attach a recent pay stub to your application. You can bring the completed form to either Homeland Federal branch, mail to Metairie Branch, or fax to 504.835.6039

For more information, email us at info@homelandfcu.com or contact one of our branch offices.

Secured VISA

As an alternative to our Visa Platinum credit card, members who do not have credit, do not want standard credit cards, or do not qualify for standard unsecured loans have the option of establishing a

Secured Visa Credit Card. Similar to a Share Secured loan, members borrow against their own funds held in their Share Account. Once you receive your card, all transactions behave just like a regular Visa credit card. Benefits to carrying a Homeland FCU Secured Visa credit card include:

  • Low, FIXED interest rate
  • Credit limits beginning at $500
  • 25 day grace period on all new purchases
  • No balance transfer fees
  • Identity Theft and Fraud Protection

Home Equity Line of Credit (HELOC)

Rates are Great! Establish a Line of Credit based on the equity you already have available in your home. You may make periodic advances from your Line of Credit during the “draw period” (typically 5 years) or you may borrow up to the limit at the time of closing. It’s up to you! Homeland FCU offers affordable loan payments and repayment terms up to 15 years*.

Just imagine… with a HELOC, you can now install the new pool you’ve been dreaming of, renovate your kitchen or finance other home improvements, you can consolidate other debts or prepare for an upcoming life event. The possibilities are limitless.

To apply…

Submit an online application

Visit one of our branch locations

For more information, email us or contact one of our branch offices.

Mortgage Loans

Looking for or have found your dream home? Are you interested in refinancing your existing mortgage at a lower, competitive rate or wanting cash out? Homeland FCU has partnered with CU Members Mortgage to bring you the best mortgage services available.

Mortgage Rates are at an All Time Low! Don’t Wait! Take Advantage Now!

Apply Online

For more information, email us or contact one of our branch offices.

*APR (Annual Percentage Rate). Actual rate may vary based on credit score, discounts and/or surcharges, loan term and loan to value. Term of loan may vary based on amount financed. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. Loan rates are subject to change without notice.